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Personal Loan Eligibility Criteria
A Personal loan is type of unsecured loan. And helps you meet your current financial needs. A personal loan is does not required collateral or security and is offered with minimum documentation. You are free to use the funds you get from personal loan any way as you wish.
Features & Benefits :-
- No any security or collateral required
- Minimum Documentation Required
- Get instant sanction within 2 – 3 days
- Easy repayments (12 to 60 Months)
- No any Part Payment or Foreclosure Charges.
| Sr. No | Particulars | Criteria |
|---|---|---|
| 1 | Age | 21 Years to 60 Years |
| 2 | Income | Minimum 20,000 Net Inhand |
| 3 | Minimum Loan Amount | 75,000/- (Seventy Five Thousand) |
| 4 | Maximum Loan Amount | 30.00.000/- (Thirty Lakh ) |
| 5 | Loan Tenure | 12 to 72 Months (1 to 6 Years) |
| 6 | Rate of Interest | Starts from 10.49 % |
| 7 | Collateral | N.A. |
| 8 | Prepayment / Foreclosure | N.A |
| 9 | Processing Fee | 1% to 2 % Max |
Personal Loan Documents
- ID Proof - Pan Card & Adhar Card
- Address Proof - Passport / Electricity Bill / Registered Rent Agreement / Index
- Income Proof - Last 3 Months Salary / Pay Slip
- Banking - Salary Credited bank A/C statement for last 6 months
- Form no 16 A or ITR for last 2 years with computation of Income