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Cash Credit and Over Draft Facility Eligibility Criteria :-

Cash Credit and Over Draft Facility is type of personal loan. Cash Credit and Over Draft Facility is one of the most important professions in the world. And help educators meet their financial goals.


Features & Benefits :-
  • Minimum Documatation
  • Get Sanction n 2 to 3 days
  • Easy Repayments
  • No part payment or foreclosure charges

Sr. No Particulars Criteria
1 Age 21 Years to 60 Years
2 Income Minimum 40,000 Net Inhand
3 Minimum Loan Amount 75,000/- (Seventy Five Thousand)
4 Maximum Loan Amount 30.00.000/- (Thirty Lakh )
5 Loan Tenure 12 to 72 Months (1 to 6 Years)
6 Rate of Interest Starts from 10.49 %
7 Collateral N.A.
8 Prepayment / Foreclosure N.A
9 Processing Fee 1% to 2 % Max

Cash Credit and Over Draft Facility Documents


  1. ID Proof - Pan Card & Adhar Card
  2. Address Proof - Passport / Electricity Bill / Registered Rent Agreement / Index
  3. Income Proof - Last 3 Years ITR with Computation of Income, P& L And Balance Sheet
  4. Banking - Last 1 Year Bank statement of Current & Saving Account
  5. Form no 16 A or ITR for last 2 years with computation of Income
  6. Appointment Letter and Latest Increment Letter
  7. Govt Employee ID proof